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Prenups, death, bank passwords are taboo topics

Valentine’s Day spotlights the many blessings of relationships – the love, the companionship, the happiness.

Then there’s this: The money.

Many couples have a tried-and-true way of dealing with the possibility of unpleasant events that can shake up their finances, like divorce, death and end-of-life care.

They ignore it.

Just 41% of middle-aged and older Americans have a financial plan in case of divorce or the death of a spouse, and just 6% have a prenuptial agreement, according to a TD Ameritrade survey whose results were provided exclusively to USA Today. It may also be surprising how few people share bank passwords.

The poll, of 2,000 Americans aged 40 to 79 with at least $25,000 in investable assets, was conducted by Harris Poll Aug. 30-Sept. 10.

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